Revolving Credit
Business Line of Credit
The ultimate financial safety net for your business. Draw funds when you need them, repay, and draw again — paying interest only on what you actually use.
A business line of credit gives you on-demand access to capital without the commitment of a term loan.
Use it for payroll gaps, inventory purchases, unexpected expenses, or seasonal cash flow needs — and only pay for what you draw.
Start your applicationRates & Terms
Competitive rates tailored to your profile.
How It Works
Apply & Get Approved
Submit your application. We review your business financials and set your credit limit within 24–48 hours.
Draw When You Need It
Access funds instantly from your online dashboard. Transfer to your business bank account in 1 business day.
Repay & Reuse
Make minimum payments or pay in full. As you repay, your available credit replenishes automatically.
Basic Requirements
What you'll need to qualify.
Frequently Asked Questions
How is a line of credit different from a term loan?
A term loan gives you a lump sum upfront that you repay over a fixed schedule. A line of credit is revolving — you draw what you need, repay it, and draw again, paying interest only on the outstanding balance.
Is there a fee to keep the line open?
Some lines carry a small annual maintenance fee. This will be clearly disclosed in your offer before you accept.
How quickly can I access funds after drawing?
Draw requests are typically processed within 1 business day and deposited directly to your business bank account.
Can my credit limit increase over time?
Yes. After demonstrating responsible use, you may be eligible for a credit limit increase. Contact your account specialist to request a review.
Unlock Flexible Business Credit
Apply for a business line of credit and have funds ready when your business needs them most.