New Business Financing

Startup Funding

Launching a business takes capital. Our startup funding programs are designed specifically for new businesses — giving you the runway you need to get off the ground and grow.

$5K–$150K
Funding Amount
0–2 yrs
Business Age
48 hrs
Decision Time
620+
Min Credit Score

Most lenders won't touch startups — we built a program specifically for them.

Our startup funding combines personal creditworthiness with your business plan to get new ventures the capital they need in their critical early stages.

Start your application
Designed for businesses 0–2 years old
Personal credit and business plan considered
Funding from $5,000 to $150,000
Flexible repayment terms up to 60 months
No business revenue history required for smaller amounts
Dedicated startup financing advisor

Rates & Terms

Competitive rates tailored to your profile.

8.99%
Starting APR
Based on credit profile
$150K
Max Funding
For startups
60 mo
Max Term
5 years
48 hrs
Decision
After submission

How It Works

01

Apply with Your Plan

Submit your personal information, business plan, and any early revenue data. We evaluate the full picture.

02

Advisor Review

A dedicated startup financing advisor reviews your application and may reach out for additional details within 48 hours.

03

Get Funded

Accept your offer and receive funds to launch or grow your business.

Basic Requirements

What you'll need to qualify.

Business 0–2 years old (or pre-revenue)
Owner credit score 620+
Business plan or executive summary
Valid EIN or SSN (sole proprietors)
Government-issued ID
Personal bank statements (3 months)
Personal tax returns (1–2 years)
No open personal bankruptcies

Frequently Asked Questions

Do I need revenue to qualify?

Not necessarily. For smaller funding amounts, we can evaluate your personal credit, business plan, and projected revenue. Larger amounts may require some demonstrated revenue.

What if my business isn't incorporated yet?

Sole proprietors and unincorporated businesses can still apply using their SSN. We recommend forming an LLC or corporation before applying, as it may improve your terms.

How is startup funding different from a personal loan?

Startup funding is structured for business use and may offer higher amounts and longer terms than personal loans. It also helps establish your business credit history.

What makes a strong startup application?

A clear business plan, strong personal credit (620+), demonstrated industry knowledge, and any early traction (customers, contracts, pre-orders) all strengthen your application.

Launch Your Business with Confidence

Don't let capital hold back your vision. Apply for startup funding and get a decision within 48 hours.